Direct loans involve a disbursement of funds by the organization to a non-organizational borrower under a contract that requires the repayment of such funds with or without interest. The overall accountability rating for this information classification is Low.

Loan guarantees involve any guarantee, insurance, or other pledge with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-organizational borrower to a non-organizational lender, but does not include the insurance of deposits, shares, or other withdrawable accounts in financial institutions. The overall accountability rating for this information classification is Low.

General Insurance involves providing protection to individuals or entities against specified risks. The overall accountability rating for this information classification is Low.